Best for online grocery shopping: Chase Sapphire Preferred. The value of Chase Ultimate Rewards points is what really sets the Chase Sapphire Preferred review apart from competitors, but it still has a lot of daily spending and travel perks. Best at Citibank: Citigold® by. While the Chase Sapphire Reserve costs $550 annually, it’s fairly easy to get $300 of that back with everyday travel purchases throughout the year. Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. At an absolute minimum, 60K Ultimate Rewards points can be redeemed for $750 worth of travel through the Chase Travel Portal. On the other hand, Chase's credit cardholders are incentivized to use the Ultimate Rewards portal via a higher redemption value. Chase Sapphire Reserve® Credit Card. The Venture Card, meanwhile, offers 75,000. For starters, the Sapphire Reserve still has an edge over Amex regarding the $300 annual travel credit. And t hat's where the Chase Sapphire. To compare two very different welcome bonuses, we considered the relative return on investment of each. 25 cents per point, while the Chase Sapphire Preferred has a much inferior 1 cent per point redemption. For those who don’t travel as often though. Chase Sapphire Preferred. The card. See moreThe Best Alternatives to Chase Sapphire Reserve. Chase offers a 60,000-point bonus – worth up to $750 in travel when redeemed with Chase – if you spend $4,000 in the first three. Bankrate Score. In reality, there are only two close direct competitors in terms of annual fee, and that’s the Capital One Venture (not the more premium Venture X) and the Citi. The Chase Sapphire Reserve®, a premium travel credit card, also comes with airport lounge access, an up to $300 annual travel credit and an up to $100 credit for Global Entry, TSA Precheck or. If you’re focused on earning and redeeming rewards for travel, and you’d like to save on the costs of an annual fee, we think the Chase Sapphire Preferred® Card. While that’s less than some premium travel cards charge, including the higher-end Chase Sapphire Reserve®, you. If you would otherwise put a significant amount in travel purchases on the card, then the. Feature. The bank behind the ultra-popular Chase Sapphire Preferred® Card and Chase Sapphire Reserve® has been working for years to build its own branded lounges dubbed the Chase Sapphire Lounge by The Club. It. Chase Sapphire Lounge by the Club. New cardholders can earn 60,000 points after spending $4,000 on purchases within three months. Other reasons why Chase Sapphire Preferred wins include the fact that it. Pros Valuable food-related bonus categories Welcome offer is worth $750. Unfortunately, the card issuer doesn't offer a promotional APR for purchases or balance. The Chase Sapphire Preferred is currently offering a welcome bonus of 60,000 Ultimate Rewards points after spending $4,000 within three months. Points are worth 1. Once a creative solution during the worst of the pandemic, your points will no longer go as far using Pay Yourself Back. Its collection of travel and purchase protections, statement. When you account for the card’s various perks, including the welcome bonus, 10 percent. As noted in our full guide to Bilt Rewards, you also can redeem points for exercise classes, items from the Bilt Collection, discounts on rent and even put them toward a downpayment on a home. Earn 2% on select card purchases and 1% on all other card purchases. The Platinum. People with the Chase Sapphire Preferred® Card, the Chase Sapphire Reserve® or the Ink Business Preferred® Credit Card, can transfer points on a 1:1 basis to about a dozen airline and hotel. Yes, Chase Sapphire Reserve is worth its $550 annual fee if you spend at least $4,000 in the first 3 months and qualify for the card's initial bonus of 60,000 points. Not only does the card offer 3X points on restaurants. Both cards do have features and benefits that help to justify or offset the annual fees though. 25 cents when redeemed for travel booked through Chase's online portal, operated by. Morgan Reserve card is the heaviest credit card we know about, weighing 27 grams. These bonus points may even be enough to earn a free domestic round-trip flight. Both are solid choices, but the Chase Sapphire Preferred boasts higher point values and travel. New cardholders of the Chase Sapphire Preferred can earn 60,000 points after spending $4,000 on purchases in the first three months of account opening. Unlike many other competitors, SoFi offers access to member benefits such as career services and access to credentialed financial advisors -- all for free. 1:1 point transfers to Chase travel partners including major airlines and hotels. The $95 annual fee for the Chase Sapphire Preferred and the $95 annual fee ( rates & fees) for Capital One Venture Rewards can reduce your earning potential with either card. The card. Best credit cards for groceries. For years, the Chase Sapphire Reserve® has been the gold standard credit card in the points and miles world – and for good reason. Here are areas where the cards beat the competition, with the maximum coverage amount by category. But an annual fee should not be the end. A. Epicor. Right now, the standard welcome offer on the Chase Sapphire Preferred card is 80,000 Ultimate Rewards® points, earned after spending $4,000 in three months. The Platinum Card® from American Express. You. The Chase Sapphire Preferred Card is a great choice, especially if you're interested in transferrable travel rewards, with a modest $95 annual fee and the option to redeem points for 25% more. First, visit the Ultimate Rewards travel portal and log into your Chase account. Rewards and benefits. Our quick take: The Chase Sapphire Preferred® Card is an ideal choice for people just. The question is, how do you choose the right card?. Purchase protection adds additional peace of mind for purchases made with your card. Still, Chase Sapphire Preferred points are only worth 1. So, is the Chase Sapphire Preferred Card worth the $95 annual fee? It most often is. The Chase Sapphire Preferred is a great choice for international travel, too, since it waives foreign transaction fees that usually amount to two or three percent of each transaction. Chase Sapphire Preferred vs. Chase Freedom Flex: Best for earning 5% cash back (or 5 points per dollar) up to a quarterly maximum;. Shelle Santana discusses how protagonists Pam Codispoti and Eileen Serra shifted their focus to retaining customers. 95 per service call, while the Chase Sapphire Reserve card offers 4 free service calls valued up to $50 each per year. Based on TPG's valuations, that's worth $1,200. 5% cash back on every purchase and 5% cash back on hotels and rental. New. Chase Sapphire Preferred 2023: Sapphire Shines a Bit Brighter. Both the Venture and Sapphire Preferred have a $95 annual fee, so this is a clear tie. The card offers a decent rewards rate on every purchase you make, though it also charges a modest annual fee. Updated: November 14, 2023. Free Subscription and Statement Credit to Instacart+ [$110] Chase Sapphire Preferred cardholders get a free 6-month membership to Instacart+, which offers free delivery on orders over $35, a 5% credit back on eligible pickup orders, and lowers the service fee from 5% to just 1. Chase Sapphire Preferred: Best for luggage insurance, ($3,000 in coverage). 24% and 25. Earning Rewards. Redeem toward most anything Disney at most Disney U. Cons. Annual fee: The Chase Sapphire Preferred® Card charges a $95 annual fee. The Chase Sapphire Preferred Card has a limited-time increased welcome offer of 80,000 points, which you can earn after spending $4,000 on the card in the first three months from account opening. Although you don’t get lounge access, you can enjoy these travel benefits: 25% redemption bonus when booking travel through Chase. The balance transfer APR is also the same, and there is no introductory APR for either card. The Chase Sapphire Reserve® has a much higher annual fee — $550, compared with $95 for the Chase Sapphire Preferred® Card — but it offers richer rewards and more perks. Both cards also offer plenty of premium perks aside from their rewards, and the benefits on the Chase Sapphire Reserve card add up to a greater. It's official: Chase is in the airport lounge business. There are still good reasons to use the Chase Ultimate Rewards portal, and the Chase Sapphire Preferred’s up to $50 annual. The Chase Sapphire Preferred® Card is a premium travel rewards credit card (it’s made of metal, not plastic!) that earns 5X points on travel purchased through Chase Ultimate Rewards, 3X points on dining, 2X points on all other travel purchases, and 1 point per $1 spent on everything else. 5% cash back on all spending, which you can convert to 1. S. If you. In addition to the card benefits, the Sapphire Reserve is an excellent card for earning and redeeming rewards. Here’s a list of the rates and fees you should be aware of before applying for the Chase Sapphire Reserve: Annual fee: $550. Point transfers take a little extra work, but transferring your points could increase how much they. Chase Sapphire Reserve®. The Chase Sapphire Preferred’s current welcome bonus is: 60,000 bonus points after spending $4,000 on purchases in the first 3 months from account opening. If you like to travel, the Chase Sapphire Preferred is probably the best overall. Chase Sapphire Reserve® is the winner over the Citi Prestige® Card . $95 ( see rates and fees) Welcome bonus offer. We transferred points to my corresponding individual airline and hotel partner accounts and tracked how long it took for them to show up. Ink Business Preferred Credit Card: Best for small business owners. So, if you have 100,000 points, they are worth $1,250 when redeemed. Best card for someone who wants a big sign-up bonus: Chase Sapphire Preferred. American Express® Business Gold Card: 70,000 Membership Rewards® points after spending $10,000 on eligible purchases within the first 3 months of opening an account. It’s hard to argue against the Chase Sapphire Preferred® Card as the best travel rewards card for anyone taking their first peek behind the travel rewards. The Chase cards have different annual fees depending on which tier you get: Preferred is $95 a year, while Reserve is $550, of which $300 is automatically applied as statement credits on travel. com, Hulu. Best Alternatives to the Chase Sapphire Reserve Card. Chase Sapphire Banking benefits. 3x points on travel and dining: With Chase Sapphire Reserve, you can earn 3x points on all dining and travel purchases after the first $300. One of the biggest differences between the two Sapphire cards off the bat is the annual fee. Chase Sapphire Preferred Card. Chase Sapphire Reserve has a higher annual fee than the Chase Sapphire Preferred card but boasts premium travel perks, making it an ideal card for frequent travelers. When applying for the Chase Sapphire Preferred credit card, you’ll need good to excellent credit. CarlosACJ • 5 mo. With the Chase Sapphire Preferred, you’ll earn at least 2 points for every dollar you spend on travel, 3 points on dining, select streaming services and select online grocery purchases, 60,000. CSP is a Visa Signature which is a tier below Visa Infinite, which is what the Venture X is. Chase Sapphire Preferred Card: Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. 49%, and the Reserve starts at 22. With the Sapphire Preferred, your Chase points are worth 1. Plus, its 5X points on travel purchased through the Chase portal, 3X points on. The Chase Sapphire Preferred Card earns 2x points instead of 3x points on travel when compared to the Chase Sapphire Reserve, doesn't come with a Priority Pass Select membership, offers weaker travel protections and only gets 1. 25 cents each when redeemed for travel through the Ultimate Rewards portal, your 60,000-point bonus is worth up to $750. In 2016, Chase cannonballed into the premium credit card market with an offer many found irresistible. These cards offer great benefits for travel, dining and everyday purchases. The Sapphire Preferred® has a annual fee compared to the higher annual fee with the American Express Gold card ( ). Best at Bank of America: Bank of America Preferred Rewards. 3X points with Reserve plus a $300 annual travel credit and 2X points with. The Chase Sapphire Reserve® has a welcome offer of 60,000 bonus points after spending $4,000 on purchases in the first 3 months from account opening. While the Chase Sapphire Reserve card has a fee that is significantly higher than the Amex Gold card at $550 compared to $250, it also comes with more usable benefits including worldwide lounge access and the $300 travel statement credit which more than make up for the annual fee difference. The Chase Sapphire Reserve earns 3x points on travel purchases. Trip cancellation and interruption insurance up to $10,000 per person ($20,000. Here are some reasons the. There is a 0% introductory APR. Best at Bank of America: Bank of America Preferred Rewards. Chase Sapphire Reserve vs. With that in mind, let me share the four areas where you can get significantly more value with the Sapphire Reserve than the Sapphire Preferred. Image Credit: Chase. There's no question that the Amex Gold card comes with a number of benefits and bonus-earning categories that can offset the annual fee. Winner: Tie. You earn 2x Ultimate Rewards points on travel and dining. 5 points per dollar on Lyft through March 2025. The Chase Sapphire Preferred's 60,000-point bonus can be worth up to $750 when you redeem for travel through Chase Ultimate Rewards® since point redemptions are worth 25% more this way. Right now, the standard welcome offer on the Chase Sapphire Preferred card is 80,000 Ultimate Rewards® points, earned after spending $4,000 in three months. Other Benefits and Drawbacks: One of the most affordable premium cards on the market, the Venture X comes with many benefits, such as a yearly 10,000-mile anniversary bonus, a. 25 cents. You can use your Ultimate Rewards to book flights through the Chase Travel portal. The Chase Sapphire Preferred® Card is frequently considered the best first travel credit card, thanks to its generous rewards and reasonable $95 annual fee. With the Chase Sapphire Preferred, cardholders can earn 60,000. 5, while Sapphire Preferred's earning rate is 5. 0125, but your credit card will be charged the full remaining dollar amount. Rewards Rate. SUBJECT TO INVESTMENT RISKS, INCLUDING POSSIBLE LOSS. 49% to 29. 25 cents per point when booking through the Chase Travel portal (instead of 1. The Chase Sapphire Preferred® Card also comes with a decent amount of perks and partner benefits, and it’s not hard to justify paying the $95 annual fee: Up to $50 in annual hotel credits for bookings through the Chase Ultimate Rewards® portal. The Chase Sapphire Preferred’s 60,000-point bonus (after spending $4,000 in the first three months) isn’t just $600 in cash back or gift cards -- it’s potentially a multithousand-dollar. The bottom line: Citi® makes it easier to waive monthly service fees on its standard checking account than Chase or Bank of America. 9% on all orders. The. Yes, big recent news that the bonus is being increased to a potential of 90k. Annual Fee: $95. The Chase Sapphire Preferred doesn’t offer 5X on “all” airfare like Amex Platinum, but again, it’s a $95 a year card, instead of $695 like Amex Platinum. The Chase Sapphire Preferred® Card has become a household name in the travel rewards world – and there’s good reason for that. The Premier slightly outperforms the Preferred on everyday spending categories, with 3x Citi ThankYou Points per dollar at supermarkets, gas stations and restaurants, and hotels. Chase Sapphire Preferred is still a great option. These cards offer great benefits for travel, dining and everyday purchases. These include 5x miles on travel purchased through the Chase Ultimate. Chase Sapphire Preferred had a metal core sandwiched between two pieces of plastic, While a standard plastic card generally cost $1 to produce, this card cost the team felt that the satisfying thunk" it made as a consumed put it down for payment was an important quality signal Remarked Walker, "When I look at my P&L, that's a pretty big cost of. Which cards are better than the Chase Sapphire Reserve now that the annual. Additionally, cardholders. Rewards winner. 5 cents per point through the travel portal while the Chase Sapphire Preferred and Chase Ink Business Preferred cards each get 1. Pros 3x points on restaurants. Capital One Venture vs. Compared to many cards in similar rewards categories, this annual fee can quickly pay itself off if you can make use of the benefits. The Chase Sapphire Preferred® Card and Chase Sapphire Reserve® are two of Chase’s top credit cards. Best low-fee card for Lyft: Chase Sapphire Preferred® Card. If Chase Sapphire has been your main card for a year, it's probably worth paying the fee from one more year for the goodies. While none of these cards have foreign transaction fees, American Express cards are generally accepted at fewer. The Chase Sapphire Preferred now earns 3X on dining, which is a formidable opponent of the Amex Gold at 4X on dining. Approval Factors for Chase Sapphire Preferred. Chase Sapphire Reserve Fees. Interest. With a $95 annual fee, it ranks as one of the best credit cards with annual fees under $100 and one of the top travel rewards cards for beginners. P. You can book some of the fanciest Park Hyatt properties in the entire portfolio,. Meanwhile, the Chase Sapphire Preferred can redeem points at a rate of 1. 850 Good - Excellent If you like to eat out or order in, Chase Sapphire Preferred® is a great pick with tons of meal-related and travel perks for you to enjoy. Credit Cards. So if you spent $25,000, you'd earn an additional 2,500. If you book travel through the Chase Ultimate Rewards travel portal, you'll earn 5 points per dollar spent, equivalent to a 10%. 25 cents. New Chase Sapphire Preferred® Card members can now earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. The Capital One Venture Rewards Credit Card Rewards has a cash advance rate of $10 or 3% of the amount, whichever is greater. Spending on the Costco Anywhere card yielded $236 cash-back and the Chase Sapphire Preferred card yielded 21,600 Ultimate Rewards points. Microsoft Dynamics 365 Business Central: Best overall alternative to SAP. Best for overall flexible travel rewards: Chase Sapphire Preferred® Card. There are plenty of quality credit cards competing with the Chase Sapphire Reserve credit card. Offer ends Mar. If you love the CSR for its travel perks, you'll still be able to earn 2x points on travel and 3x on dining spending with the Chase Sapphire Preferred, which only carries a $95 annual fee and doesn't charge foreign transaction fees. Among the Citi credit cards lineup, the Citi Premier ® Card is a mid-tier travel card that offers plenty of ways to earn rewards. The Chase Sapphire Preferred offers one of the best sign-up bonuses available right now. The biggest difference between these credit cards is the annual fee, which goes from $95 for the Chase Sapphire Preferred to $250 for the American Express Gold. The card is currently offering a sign-up bonus of 60,000 Ultimate Rewards points after you spend $4,000 on purchases in the first three months from. Sapphire Preferred offers an initial bonus worth $750 in travel through Chase, and it gives 5 points per $1 spent on travel purchased through Chase, 2 points per $1 on all other travel purchases, 3 points per $1 on dining and online grocery purchases, 3 points per $1 on select streaming services, and 1 point per $1 on all other purchases. There is a limited-time increased welcome offer available on the Chase Sapphire Preferred® Card, offering up to 90,000 points after spending $6,000 in the first six months of card membership. com or ESPNPlus. The competitors would be Amex Plat and C1 VX. In the fall of 2020, Chase launched an 80,000-point bonus on the card for several months – at the time, its biggest welcome offer ever. Select which purchases you’d like to redeem points. The lounge is also accessible for passengers departing from the East Hall via shuttle or a 10- to 15-minute walk. Chase Sapphire Preferred® Card. 4% or 5. Most Prestigious Credit. Chase just reintroduced the lucrative 80,000-point welcome bonus on the Chase Sapphire Preferred® Card and added a new, elevated offer on the Chase Sapphire Reserve® worth 60,000 points. 0125. Sapphire Preferred vs. The Sapphire Reserve's most natural competitors are another card. Chase Sapphire Reserve: Best for frequent travelers. Best at Citibank: Citigold® by. The Chase Sapphire Reserve’s annual fee is slightly lower at $550. For savings. The card carries a $95 annual fee. While the Chase Sapphire Reserve comes with a $550 annual fee, the Citi Prestige charges its own high fee at $495. You should avoid using your hotel credit at brands where you hold status. If you’ve applied for 5+ credit cards in the last 24 months, you will not be approved. Travel Through Chase Ultimate Rewards: When you use points to redeem for cash, each point is worth $. It has the same 1:1 transfer partners as the Chase Sapphire Reserve® and a similarly robust sign-up bonus: Earn. 49%. Additionally, it offers flexible point redemption options, no foreign. Although a credit score of 700 or above is typical for successful applicants, even college students with limited credit history and. Using the Chase Travel Portal. The Chase Sapphire Preferred is a well-rounded rewards card, primarily designed for the average traveler. A: Yes. 5 points per dollar on Peloton equipment and accessory purchases of $250 or more with a maximum earn of 25,000. In my opinion this is the most well. Frequent travelers will also get a lot of value out of Chase Sapphire Reserve because it comes with a $300 annual travel credit and. The Priority offers 7,500 bonus points each cardmember anniversary year, a $75 annual Southwest. Chase Freedom Flex℠*: Best for flexible. Hotels booked through Chase Ultimate Rewards with your Chase Sapphire Preferred Card after already fully earning your yearly $50 credit (these bookings do earn 5x points per dollar spent, however) When to Forgo Using the Hotel Credit. 5. 49% to 28. The Capital One Venture and the Chase Sapphire Preferred are two popular rewards credit cards that offer a variety of benefits to cardholders. The Chase Sapphire Reserve is the upgraded version of the Sapphire Preferred. And remember, the card's 60,000-point bonus is worth $1,200 in travel, per TPG valuations. 2. I value Ultimate Rewards points at 1. But paying an annual fee of $550 upfront isn't for everyone. In addition to lounge access, some of the top benefits for the Sapphire Reserve include: $300 annual travel credit. The Chase Sapphire Preferred® Card comes with a reasonable $95 annual fee, and new cardholders can earn 60,000 points worth $750 in travel redeemed through Chase Ultimate Rewards when they spend. And worst of all, Chase has finally removed Airbnb as an option. The new version of the lounge has snazzy. 31, 2024, or for a minimum of 12 months, depending on your activation date. That said, the Autograph card’s bonus spending requirement skews higher than some competitors, at $1,500 in your first three months. 25 cents each if you have a Chase Sapphire Preferred® Card or 1. The Chase Sapphire Preferred® Card is a popular travel rewards card – and for good reason. By Claire Tsosie. The Chase Sapphire Reserve® has a much higher annual fee — $550, compared with $95 for the Chase Sapphire Preferred® Card — but it offers richer rewards and more perks. The new 80,000-point sign-up bonus represents the biggest welcome offer on the Chase Sapphire Preferred® Card in nearly two years. With a $95 annual fee, it's not an expensive card, which makes it an especially good choice for beginners. Through March 2025, the Chase Sapphire Reserve offers 10x points on Lyft rides — a great return on spending — while the Sapphire Preferred Card offers 5x points. 60,000 Ultimate Rewards points will get you a minimum of $750 toward travel, though in reality you can get much more value than that with Chase’s transfer partners. Also, the Venture X comes with cell phone insurance. If you were to downgrade the Chase Sapphire Preferred in Jan 2019 to a Chase Freedom card and apply for the Chase Sapphire Reserve, you would not qualify for the bonus due to the 48. Sign-up bonus: 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening; that's $750 when redeemed for travel through Chase Ultimate Rewards®. Best at Chase for travelers: Chase Sapphire℠ Banking. Chase Sapphire Preferred: Best for luggage insurance, ($3,000 in coverage). 5 cents each if you have a Chase Sapphire. Competitors like American Express and Citi bank launched premium credit cards after the launch of Chase sapphire reserve by launching the credit card in a premium segment which offered similar rewards and point. 31, 2024, to take advantage of this perk. The Chase Sapphire Preferred® Card is one of the most recommended travel credit cards. It is less travel-focused than the Chase Sapphire Preferred, and offers a well-rounded rewards program and greater. 31, 2025. Rewards Program Agreement. It's the lower tier of the Sapphire cards -- Chase also offers an elite version known as the Chase Sapphire Reserve. If you want a mid-tier card with a lower annual fee: The Chase Sapphire Preferred Card is a good choice for earning Chase Ultimate Rewards points but with a lower annual fee of $95. But the Chase Sapphire Preferred can be your best option for these reasons: 25% travel redemption bonus:. The Chase Sapphire Reserve® has a welcome offer of 60,000 bonus points after spending $4,000 on purchases in the first 3 months from account opening. Welcome offers. This is thanks to a 25 percent points boost for. Cardholders earn 5 points per $1 on travel purchased through. Chase Sapphire Preferred is worth it if you spend $4,000 during the first 3 months your account is open, as you’ll qualify for an initial bonus of 60,000 points. You also need to be under Chase’s 5/24 rule. Both cards also offer $10 per. 99% - 29. The Chase Sapphire Preferred's 60,000-point bonus can be worth up to. . In 2016, Chase cannonballed into the premium credit card market with an offer many found irresistible. However, if you are evaluating cards based heavily on the fee itself, the Sapphire Preferred® card has the advantage in this area. The Chase Sapphire Preferred earns unlimited: 5x points on travel purchased through Chase Ultimate Rewards® (excluding hotel purchases that qualify for the $50 Anniversary Hotel Credit). At $95 per year, the card offers strong travel protections usually. When Sapphire. The Preferred ranges from 21. The Chase Sapphire Preferred Card is a fantastic option for diving deeper into travel rewards. According to Chase, that would equate to a. With the Chase Sapphire Reserve, your points are worth 1. That’s worth up to $1,000 in travel. Chase Sapphire Reserve ® Eligible charities through December 31, 2023: 1. The Chase Sapphire Preferred® Card isn’t a credit card for everyone — you’ll need to have good to excellent credit to have a chance at getting approved. Chase Sapphire Preferred® Card. The Chase Sapphire Reserve stands as one of the best travel credit cards. Each offers a variety of checking and savings accounts, plus convenient branches and ATM locations. The Chase Sapphire Preferred Card weighs 13 grams and is made out of a proprietary mix of metal. How much value you get from your Chase Ultimate Rewards points will depend on how you redeem them. It all starts with a sign-up bonus of. Work out your way — from HIIT rides to walks and hikes to strength training, and more: Get 5x total points on Peloton equipment and accessory purchases over $150 with a max earn of 25,000 points. Chase Sapphire Preferred® Card. It has an annual fee of $550, but includes an annual up to $300 travel credit to help essentially cover some of the cost. Interest. However, we value Chase points at 2 cents per point, making 100,000. If the Ultimate Rewards points were redeemed for travel via the Chase travel portal, the value would be $270 (1. The Chase Sapphire Preferred® Card welcomes new cardholders with bonus Ultimate Rewards points after spending a moderate amount in the first three months. That's $1,000 cash back or $1,250 toward travel when redeemed through Chase Ultimate Rewards®The Chase Sapphire Preferred® Card is the winner over Chase Freedom Flex℠. 3x points on travel booked via Chase Ultimate Rewards portal. NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY. In late October 2022, the first Chase Sapphire Lounge by the Club opened in Hong Kong airport in the West Hall of Terminal 1 (near gate 40). Chase Sapphire. Using the Chase Sapphire Preferred card’s $50 hotel credit is easy. . The Chase Sapphire Preferred® Card carries a $95 annual fee, compared to the Capital One Venture X Rewards Credit Card’s $395 annual fee (rates & fees). “I have three cards from Chase: Freedom, Amazon, Southwest, with a total. The Chase Sapphire Preferred is best for award travel beginners who want an introduction into the world of points and miles. Chase Sapphire Preferred - Refer-A-Friend - Chase. The Chase Sapphire Preferred ® card is one of the best travel rewards cards on the market. Based on TPG's valuations, this equals a 4% return on spending. Earn 3x points on:The Chase Sapphire Reserve® currently offers a welcome bonus of 60,000 bonus points after you spend $4,000 on purchases in the first three months from account opening. If you're. Compare that with the Chase Sapphire Preferred® Card, long considered the travel credit card that opened the gate for dozens of subsequent competitors in an increasingly crowded market vying for. All its competitors took note and eventually the rewards and benefits of other cards had to match that of the Sapphire Reserve. Both cards have a variable APR between 18. Both. The Chase Sapphire Preferred is a huge winner in this category due to its exceptional welcome offer. As mentioned earlier, the Chase Sapphire Preferred® Card has an annual fee of $95. That’s a solid bonus with a reasonable spending requirement. Yes, Chase Sapphire Reserve is worth its $550 annual fee if you spend at least $4,000 in the first 3 months and qualify for the card's initial bonus of 60,000 points. 49% and runs up to 29. Dream bigger with the Disney Premier Visa Card from Chase. Maria Adams, Credit Cards Moderator. 31, 2023). Opt for pick-up. If you. The Platinum Card® from American Express. Deciding between two rewards credit cards often is just a matter of comparing the rewards you'll. sans “X”, is. by total assets, the 2 institutions couldn’t have a more opposite approach to credit card portfolios. TPG values Ultimate Rewards points at an even 2 cents each, making this bonus worth $1,200. Chase Sapphire Reserve is a better credit card overall because its points are more valuable. Southwest is a Chase Ultimate Rewards transfer partner, so you can move points from cards like the Chase Sapphire Preferred® Card, Chase Sapphire Reserve®, or Ink Business Preferred® Credit. Simply put, the benefits of the Chase Sapphire Preferred are worth the $95 annual fee.